If you are running a business out of your home, then there are many details that you need to keep in mind. You should probably be reading up on as much information that you can get a hold of on having a business at home. One of the most essential pieces of running a business from home that you absolutely need to know from the start is to get a business credit card to use for everything related to your business.
Unfortunately, as a business consultant, I have talked with far too many business owners that come to me after failing at running a home based business. Why? Well, there are a wide range of reasons why people would fail at owning and running a home business, but the surprising number one reason I found for failure was poor management of finances. Far too many people do not invest into a business credit card when they first begin, and that is a very dangerous thing to do.
I thought that the importance of having a business credit card was obvious, but maybe it is not. A business credit card ultimately allows the home based business owner to have the freedom to keep their personal finances and their business finances separate. This is essential throughout the year and obviously when it comes to tax season as well. There is no reason why the finances of a home should be mixed up with the finances of a business. Keeping the two accounts as separate as possible is good in the long run.
There are many ways to apply for a business credit card, but you may want to talk with a business consultant before you make a choice on a card. There are many business credit card offers flying around and it makes it hard to know what is up and what is down when you are sorting through the offers without a good take on what to look for. So make a meeting with a business consultant or talk with a friend who is business savvy before making any decisions about a business credit card.
The bottom line for home based business owners is that they need to look for ways to separate their business even though it is done in the home. This will be impossible without the use of a business credit card. So apply for one today and see what a difference it will make to the organization and success of your business.
Remember that when you are looking to save money, count on your trusted business partner, Business Network Long Distance!
Showing posts with label BNLD. Show all posts
Showing posts with label BNLD. Show all posts
Monday, December 16, 2013
Monday, December 9, 2013
No More Monopoly
There
was a time in this country where all utilities such as: gas, power, electric,
and telephone service were all operated under the regulation of one single
company. In the early seventies AT&T was investigated for being a monopoly
of telephone service for the entire country and the result of that endeavor
changed the economic model for consumers. Now utility deregulation is law and
the process allows private firms to supply utility services rather than
restricting it to government-run agencies.
Telecom
deregulation was the best thing that could have happened for the consumer
because it created competition and benefits that lowered service prices. When
AT&T operated as a monopoly they could charge whatever they wanted for
their service and generally operate as they saw fit. It was common practice for
AT&T to rent out telephones to place in homes without the option of owning.
Soon after, the government stepped in and created The Telecommunications Act of
1996.
The
1996 Act was designed to open up telecom markets to competition and it relied
on rapidly spreading advancements in the industry by requiring companies that
used similar types of underlying network technologies to provide a single type
of service. The biggest example of this was that AT&T operated seven
regional providers of local telephone service and they supplied long-distance
service to them all, but under the 1996 Act they could no longer offer that
same long distance. They first had to prove that they had opened up the market
for long-distance to competition before they could throw their hat in that
ring. As a result long distance telephone rates decreased, the number of long
distance minutes used increased, while improved entry and competition into the
long distance telecommunications sector became a reality.
Use
your freedom of choice today and contact Business Network Long Distance for low
rates on your long distance bill.
Friday, December 6, 2013
Do-It-Yourself Financial Planning
Tips for DIY Financial Planning from Business Network Long Distance.
The fight for financial freedom isn’t fair. No matter what kind of spin you try to put on it, the path to comfortable living seems either impossible or too long to attempt. Many people these days are spending copious amounts of money going to see professional financial planners for advice on how to get their money situation under control. But let’s be honest, while a financial planner can show you how to prioritize your spending and how to go about consolidating your debt, surely there must be a way to plan your finances that doesn’t cost you visits to a professional? This article has been written to open some people’s eyes to the fact that it is possible to properly plan your finances from the comfort of your own home.
The main aim when planning your finances is to make everything as simple as possible. There is nothing worse than sinking so far into depression that you can’t see a way out. Whether you are in debt and looking to get out of it of if you are simply looking for a way to keep a little more spending money aside each month, the simpler you make your planning the better the result you will get. From the beginning, you need to be realistic. I’ll start with the example of a single income situation, firstly you need to calculate what your net pay is per month. If you’re self employed or not on a regular pay, always calculate the worst-case-scenario, what is the lowest you might get paid. Then go through your monthly bills and write down the ones that are a fixed amount. Do the same for all other bills but use the worst-case-scenario again, what is your estimation of the most that those bills might be. Add everything up and subtract it from your net income total.
Next onto the incidental expenses you might run into on a monthly basis. These might include petrol, car upkeep, public transport fares, food etc. make a list of all the little expenses you might need money for in a month. Even things that you’re not sure you might need to buy. Don’t add general spending money to the list, be specific. Always add more to the totals if you’re not sure as you can fine tune it later. Again, subtract your total from the money left over from your bills. Don’t worry if you’ve gone into the negative figures here, we can fix it.
Once you’ve got your expenses total in front of you, obviously any money that is left over is your profit for the month. In the event that you have nothing left or have gone into the minus figures, the next step is to minimize your expenses. Pretty straight forward, huh? Any incidental expenses that you might not need, remove them. And any expenses you know you will have, like food and petrol for example, really get down to the lowest spend on them. How much do you really need to spend on them? Your aim should be to save at least $50 per month after spending money. All that extra builds up and gives you a nice petty cash at the end of a few months!
If you are in a multiple-income situation, the same process applies. You need to start building up that petty cash tin. There will always be unexpected expenses, everyone knows that. In truth, the basis of comfortable living is really the knowledge that you can afford to pay for something unexpected.
To finish, all of this can be done on a piece of paper if you want to invest a little time, or you can lay it all out on an Excel spreadsheet. The way that saves the most time is to use a Financial Planning software program, you enter the numbers and the program gives you an automatic monthly planner. Whatever way you choose to go, always remember to keep it as simple as possible. When you’re following a plan, the pressure on you will decrease. What more could there be to comfortable living?
Remember you can always save money on your long distance bill by contacting Business Network Long Distance.
The fight for financial freedom isn’t fair. No matter what kind of spin you try to put on it, the path to comfortable living seems either impossible or too long to attempt. Many people these days are spending copious amounts of money going to see professional financial planners for advice on how to get their money situation under control. But let’s be honest, while a financial planner can show you how to prioritize your spending and how to go about consolidating your debt, surely there must be a way to plan your finances that doesn’t cost you visits to a professional? This article has been written to open some people’s eyes to the fact that it is possible to properly plan your finances from the comfort of your own home.
The main aim when planning your finances is to make everything as simple as possible. There is nothing worse than sinking so far into depression that you can’t see a way out. Whether you are in debt and looking to get out of it of if you are simply looking for a way to keep a little more spending money aside each month, the simpler you make your planning the better the result you will get. From the beginning, you need to be realistic. I’ll start with the example of a single income situation, firstly you need to calculate what your net pay is per month. If you’re self employed or not on a regular pay, always calculate the worst-case-scenario, what is the lowest you might get paid. Then go through your monthly bills and write down the ones that are a fixed amount. Do the same for all other bills but use the worst-case-scenario again, what is your estimation of the most that those bills might be. Add everything up and subtract it from your net income total.
Next onto the incidental expenses you might run into on a monthly basis. These might include petrol, car upkeep, public transport fares, food etc. make a list of all the little expenses you might need money for in a month. Even things that you’re not sure you might need to buy. Don’t add general spending money to the list, be specific. Always add more to the totals if you’re not sure as you can fine tune it later. Again, subtract your total from the money left over from your bills. Don’t worry if you’ve gone into the negative figures here, we can fix it.
Once you’ve got your expenses total in front of you, obviously any money that is left over is your profit for the month. In the event that you have nothing left or have gone into the minus figures, the next step is to minimize your expenses. Pretty straight forward, huh? Any incidental expenses that you might not need, remove them. And any expenses you know you will have, like food and petrol for example, really get down to the lowest spend on them. How much do you really need to spend on them? Your aim should be to save at least $50 per month after spending money. All that extra builds up and gives you a nice petty cash at the end of a few months!
If you are in a multiple-income situation, the same process applies. You need to start building up that petty cash tin. There will always be unexpected expenses, everyone knows that. In truth, the basis of comfortable living is really the knowledge that you can afford to pay for something unexpected.
To finish, all of this can be done on a piece of paper if you want to invest a little time, or you can lay it all out on an Excel spreadsheet. The way that saves the most time is to use a Financial Planning software program, you enter the numbers and the program gives you an automatic monthly planner. Whatever way you choose to go, always remember to keep it as simple as possible. When you’re following a plan, the pressure on you will decrease. What more could there be to comfortable living?
Remember you can always save money on your long distance bill by contacting Business Network Long Distance.
Monday, December 2, 2013
Putting the Customer First
The
key is putting customers first. All successful business revolves around this
belief and acts accordingly. To that end, we at Business Network Long Distance follow
all Federal Communications Commission (FCC) guidelines and regulations,
especially when protecting our clients.
To
ensure our customers are getting the best service we follow the rules that the
FCC has put into place. Specifically,
several regulations regarding phone switching from one provider to another The
Telecommunications Act and FCC regulations hold corporations accountable for
the actions of their employees. This includes telemarketers.
To
legally switch service between providers, the new company must perform one of
the following:
·
Verify oral authorizations through an
independent third party.
·
Provide and obtain written authorization
from the consumer; or
·
Provide a toll- free number for clients
to call confirming the switch.
Third
party verification is required to ascertain certain personal information
including verification data. It is also required to verify that you are
authorized to make such financial decisions. This is especially critical in a
business environment where multiple lines and the company’s organization are
concerned. Confirmation is needed to ensure that you with to change providers
and that you understand that you are authorizing a company change, not simply
upgrading an existing service or consolidating a bill. This question protects
consumers from possibly misleading information. Former and current provider
information is necessary to complete the switch.
A
letter of Agency “LOA” may be written or electronically sent. It is used to
confirm a consumer’s desire to change companies. Like the telemarketer
verification information detailed above, it requires some personal billing
information. The Letter, though, authorizes the new provider to act as the
Agent of change in switching your long distance service. It may not be part of
promotional materials or advertisements (except incentive checks, under certain
circumstances). It is important that the LOA, as a legal document, detail and
explain all local, local toll, and long distance providers being switched or
affiliated.
The
final method of authorization is to establish and use one or more toll- free
numbers for electronic confirmation. The lines must be dedicated to that
purpose. Calling the line connects the consumer to a live or automated voice
unit that will record the required information detailed above for verification
purposes. Calls which authorize a provider switch must be placed from the
telephone line(s) in question.
These
safeguards have been put in place by the FCC to protect consumers from illegal
practices. All companies operating within the law follow these regulations.
For quality long distance
you can trust contact Business Network Long Distance.
Friday, November 29, 2013
Searching for your Next Investment Property?
Are you a business owner that looks for property investments? Then we have some tips for you!
Finding a bargain investment property on paper is only half of the process of property investment. The other half of real estate investing is going down to the property to examine the real estate investment property physically for defects either in terms of the construction and legal title and other liens that can be on the property. You do not want to spend lots of legal costs later to undo the bad lemon you bought into. This article will highlight five possible things to consider when searching for your next investment property.
Firstly, unless you find a property that is really run down and you want to tear it down to its foundations, you want to look out for properties that might have potential electrical and water piping problems. The reason why this is critical is that, wiring and water piping is usually hidden behind walls and other furniture fixtures and repairing them can be a very costly affair since you have to hack into the walls and run the piping and wiring if the problem is very serious. If you are new to property investing try to bring a electrical engineer along with you when you are doing some property inspection.
Secondly, foundation problems are usually harder to spot. When walking around the property, look for cracks appearing at the side of the house and the foundation that goes into the ground. Look for large unusual holes found at the side of the property and cracks on the exterior paint of the building. You might want to bring a civil engineer and a contractor along to figure out how much it would cost to fix the property if you suspect the repairs involved will be substantial. You can also bring them along to give a “grim estimate” to the house owner and bring down the cost of the property.
Thirdly, roofing problems can be a persistent nightmare to you and your potential tenant if you are purchasing the real estate for tenancy purposes. When inspecting the house, look around the ceiling near the windows and around the edges of the walls to look for new paint or yellow spots or cracks with water in them. Most sellers would be smart enough to eliminate the water bubbles after a heavy rain when trying to sell the property, but it is always important to figure out if there is a major leaking roof which might cost you are lot into repairing it. Use this defect to negotiate the price of the property further if you are interested in the property.
Fourthly, another reason why the investment property in question might be a bargain might be because there are legal problems associated with it. Common ones include, multiple owners that cannot agree whether to sell or not. Litigation here would be futile and you should avoid such property once you learn about it.
Another problem might be a lack of clean title. Did you know that the seller can be selling you only the building without the land or maybe there are existing tax liens on your property or some other liens that can prevent you from getting good title to the property? Spending some time chatting with a reliable real estate attorney to learn about common real estate problems in your area can save you lots of legal problems later.
Fifthly, bankruptcy of your seller or one of the part owners of your real estate may depending on the legal proceedings of your state affect your ability to transfer title quickly. Most states make it a requirement that the receiver of the bankrupt has to agree so pay careful attention to the bankruptcy legislation of your state. That being said, sometimes the banks are willing to sell you at a bargain so as to recover the bad debts quickly so do your homework before purchasing such an investment property.
In conclusion, these five pointers can be used as a starting point for you to evaluate your property investment. Spend some time to think rationally about the properties that you have seen and see if they have any of the above flaws and consider if you want to continue purchasing them and whether the costs that you may incur in fixing them will justify the discount of the property to the market value. Above all, take massive action today and pursue your property investment dreams.
These pointers and tips brought to you by Business Network Long Distance, your trusted business partner.
Finding a bargain investment property on paper is only half of the process of property investment. The other half of real estate investing is going down to the property to examine the real estate investment property physically for defects either in terms of the construction and legal title and other liens that can be on the property. You do not want to spend lots of legal costs later to undo the bad lemon you bought into. This article will highlight five possible things to consider when searching for your next investment property.
Firstly, unless you find a property that is really run down and you want to tear it down to its foundations, you want to look out for properties that might have potential electrical and water piping problems. The reason why this is critical is that, wiring and water piping is usually hidden behind walls and other furniture fixtures and repairing them can be a very costly affair since you have to hack into the walls and run the piping and wiring if the problem is very serious. If you are new to property investing try to bring a electrical engineer along with you when you are doing some property inspection.
Secondly, foundation problems are usually harder to spot. When walking around the property, look for cracks appearing at the side of the house and the foundation that goes into the ground. Look for large unusual holes found at the side of the property and cracks on the exterior paint of the building. You might want to bring a civil engineer and a contractor along to figure out how much it would cost to fix the property if you suspect the repairs involved will be substantial. You can also bring them along to give a “grim estimate” to the house owner and bring down the cost of the property.
Thirdly, roofing problems can be a persistent nightmare to you and your potential tenant if you are purchasing the real estate for tenancy purposes. When inspecting the house, look around the ceiling near the windows and around the edges of the walls to look for new paint or yellow spots or cracks with water in them. Most sellers would be smart enough to eliminate the water bubbles after a heavy rain when trying to sell the property, but it is always important to figure out if there is a major leaking roof which might cost you are lot into repairing it. Use this defect to negotiate the price of the property further if you are interested in the property.
Fourthly, another reason why the investment property in question might be a bargain might be because there are legal problems associated with it. Common ones include, multiple owners that cannot agree whether to sell or not. Litigation here would be futile and you should avoid such property once you learn about it.
Another problem might be a lack of clean title. Did you know that the seller can be selling you only the building without the land or maybe there are existing tax liens on your property or some other liens that can prevent you from getting good title to the property? Spending some time chatting with a reliable real estate attorney to learn about common real estate problems in your area can save you lots of legal problems later.
Fifthly, bankruptcy of your seller or one of the part owners of your real estate may depending on the legal proceedings of your state affect your ability to transfer title quickly. Most states make it a requirement that the receiver of the bankrupt has to agree so pay careful attention to the bankruptcy legislation of your state. That being said, sometimes the banks are willing to sell you at a bargain so as to recover the bad debts quickly so do your homework before purchasing such an investment property.
In conclusion, these five pointers can be used as a starting point for you to evaluate your property investment. Spend some time to think rationally about the properties that you have seen and see if they have any of the above flaws and consider if you want to continue purchasing them and whether the costs that you may incur in fixing them will justify the discount of the property to the market value. Above all, take massive action today and pursue your property investment dreams.
These pointers and tips brought to you by Business Network Long Distance, your trusted business partner.
Thursday, November 28, 2013
Productivity Loss
A business cannot compete if it does no stay on top of new
technology. If it fails to stay up to
date, it will fall behind the pack. Advancements
in telecommunication has revolutionized human existence, because of it many
companies have attempted to go wireless.
The idea of course is to gain an edge or at least stay even with the
competition, but this has not been the experience for many who have chosen this
path. For them, it’s been more like going backward instead of forward.
By going wireless many companies find that the mobile device
becomes a constant in meetings, office conversations, etc. When the cell phone should be put away and
used for personal time, it becomes an excuse since it is also their business
line. This opens up games and all other
applications to be used on company time on the company phone, however passed
off by a walker-by as a business duty.
Loss of productivity becomes one of the largest issues with
a wireless company. The company also
sees a loss of funds because of the expense cell phones charge as well as if
the employee has their phone lost or stolen.
Finally, with all the information that is now stored on the cell phone
because it is the business phone as well, if anyone does steal the phone, information
loss can be a security threat to the entire company.
The aims and objectives of going wireless are to make the
company simpler when instead it makes for a more complicated model of
communication within the company.
If you are concerned about the price of you landline contact
Business Network Long Distance to save money on your long distance bill.
Wednesday, November 27, 2013
Quality Excellence Program
Business Network Long Distance employees are sought
out and hired for their concern for excellence and the need to satisfy our
customer base. We care about our customer’s needs and their security. There are no corners cut when it comes to the
quality assurance process we implement for every customer we provide with our
services. Every sale we make is triple checked to ensure that all standards were
met throughout the entire five step quality process.
The
five step quality process we use here at Business Network Long Distance is a
practice we have perfected over the years. Step one of the process is to record
and review one hundred percent of the calls that are made by our sales
representatives for maximum quality assurance. Step two is to use a live third
party verification company to confirm that our customers wish to use our
service after a customer decides that they would like to take advantage of what
we offer. Step three is to immediately call the customer back to validate the
sale and that they were in fact the person who authenticated the change. Step
four is another layer of protection for our customers where we will actually
place a forty-eight hour hold on any changes to ensure that the customer does
not change their mind, but if they wish to do so they can cancel before the
sale gets processed. The fifth and final step is for an automatic review and
then a manual review to guarantee that the sales representative did their job
properly and that all five steps of the quality process we in fact followed.
Here
at Business Network Long Distance we have a training regimen that every new
employee will have to endure before they will have the privilege of being
considered a Business Network Long Distance employee. Our staff takes pride in
the service that we are providing and the close working relationship we enjoy
fosters an environment that makes it a delight to show up to work each and every
day. It is our hope that each and every customer we encounter is thoroughly
satisfied with our service.
Tuesday, November 26, 2013
Automatic Extension Requests For Businesses
Some Tax tips from Business Network Long Distance, your trusted business partner.
The internal revenue service has recently been taking steps to cut down on clutter and streamline the tax filing process. Now they’ve simplified business tax return extensions.
Automatic Extension Requests For Businesses
In past years, some businesses had to go through a lot of paperwork to file request for extensions to file annual business tax returns. This included filing partial extension forms such as forms 8800, 8736, 7004 and 2758. I get a headache just thinking about it. Apparently, IRS agents got one as well and have decided to do something about.
The internal revenue service has announced it is doing away with all the different forms for filing requests for an extension to file business tax returns. Now, all businesses can use one form to get an automatic six month extension. Form 7004 is the document you will need. It is entitled Application for Automatic 6 Month Extension to File Certain Business Income Tax, Information and Other Returns. Okay, so the IRS hasn’t figured out short titles. This is still a positive step in reducing the morass of forms typically required to get extensions.
To use Form 7004 for your 2005 tax filings, you must file it by the date the tax return filing is due. You are then automatically given a six month extension to file the return. Importantly, the extension is only for the filing of the return, not the payment of any tax due. If you owe tax, you still have to the amount due by the original filing period. Failure to do so will lead to penalties and interest being applied to the amount you owe when you finally get around to taking care of the tax returns.
End of the World?
One is tempted to predict the end of the world coming soon. I don’t know about hell freezing over, but the actions taking by the IRS in the last calendar year are the stuff of myth. First, the IRS went to bat for the victims of Hurricane Katrina, even issuing detailed instructions on how to claim their losses on past tax returns to get refunds to help them out. Second, the IRS actually raised the mileage allowance in the middle of the year to give business travelers a larger deduction because the IRS felt gas prices were to high. Now, the IRS is eliminating unnecessary and frustrating procedures to make tax filings simpler. The end must be near.
The internal revenue service has recently been taking steps to cut down on clutter and streamline the tax filing process. Now they’ve simplified business tax return extensions.
Automatic Extension Requests For Businesses
In past years, some businesses had to go through a lot of paperwork to file request for extensions to file annual business tax returns. This included filing partial extension forms such as forms 8800, 8736, 7004 and 2758. I get a headache just thinking about it. Apparently, IRS agents got one as well and have decided to do something about.
The internal revenue service has announced it is doing away with all the different forms for filing requests for an extension to file business tax returns. Now, all businesses can use one form to get an automatic six month extension. Form 7004 is the document you will need. It is entitled Application for Automatic 6 Month Extension to File Certain Business Income Tax, Information and Other Returns. Okay, so the IRS hasn’t figured out short titles. This is still a positive step in reducing the morass of forms typically required to get extensions.
To use Form 7004 for your 2005 tax filings, you must file it by the date the tax return filing is due. You are then automatically given a six month extension to file the return. Importantly, the extension is only for the filing of the return, not the payment of any tax due. If you owe tax, you still have to the amount due by the original filing period. Failure to do so will lead to penalties and interest being applied to the amount you owe when you finally get around to taking care of the tax returns.
End of the World?
One is tempted to predict the end of the world coming soon. I don’t know about hell freezing over, but the actions taking by the IRS in the last calendar year are the stuff of myth. First, the IRS went to bat for the victims of Hurricane Katrina, even issuing detailed instructions on how to claim their losses on past tax returns to get refunds to help them out. Second, the IRS actually raised the mileage allowance in the middle of the year to give business travelers a larger deduction because the IRS felt gas prices were to high. Now, the IRS is eliminating unnecessary and frustrating procedures to make tax filings simpler. The end must be near.
Stay smart with your money by saving on your long distance bill with Business Network Long Distance.
Monday, November 25, 2013
Home Based Business Owner Tips for Success
1) Attitude--
One very important factor in running a business is your attitude towards it. You should treat your business like a business.
This is very important whether you work your business full-time, or part-time. A very close friend of mine, who is also a colleague, is a mother of 4 who works her home business around her family. In this case, she has put her family first, and at the same time, still been able to develop her business.She works part-time, but she has a full-time attitude. To put it another way, if you have a lacking attitude, you'll have a lacking income. However, if you have a business attitude, you'll have a business income.
Keeping your attitude in mind while running your business is one of the first steps to ensuring your success.
Being successful working part-time on your business, or working full-time, is more than achievable. However in saying that, it is highly unlikely that working in your "spare time" will achieve you success.
2) The Environment In Which You Work--
Keeping with the attitude principles discussed above, it is necessary to remember that while you are working from home, you should make sure that you have a space to call your own; your own "business at home" office, free from distractions.
Keep the theme going with a comfortable office chair, and a well laid-out and organized desk. Stationery supplies will also be of assistance, so be sure to include the following in your "home office":
- Pens
- Highlighter
- Hole Punch
- Stapler
- Sticky Tape
- Note Book(s)
- A system which will enable you to easily and efficiently store your physical files and documents.
- Ring Binders
- Manila Folders
Do you have a fast internet connection? If not, consider the use of a broadband internet connection. Anything you do will take a certain amount of time, and your time is a very valuable asset. Faster internet means you will have more time for other things.
3) Schedule--
Dividing up your spare time between your business, your family, or your "significant others" will require a carefully planned schedule. Just like office hours in which you would work, when you allocate time for work, make sure that you work during this time. Equally important is to make sure you have time for other commitments - time with your family, exercising, education, and leisure time are all equally important factors in your life. Its also a good idea to keep in mind why you are doing what you are doing. For example, if you are starting your home business to spend more time with your family, you don't want your work time consuming valuable family time.
With a home business, the only "boss" you have is yourself and your schedule. Lets say for instance that you are working during your allocated work time, and you have unexpected visitors, or people calling you. You have to make a choice; are you really committed to running your own business? Are you committed to business success? Your choices in these types of situations will govern whether or not you have a "business attitude", or a "hobby attitude".
However, you may need to adjust the way you make your choices. This is especially true in a family environment. In this instance, it may be necessary to discuss with your partner and/or children an agreed period of time which is classed as business time, in which you will not be interrupted. It may also help to print or write down this schedule and place it somewhere prominent so as to inform all family members of your work schedule.
4) Describing Your Business--
Make sure that when asked about your business, you are able to describe it concisely; a strong and powerful one or two sentence about your business that someone can repeat easily about describing your business to others. A company slogan or "tag line" can also be invaluable for promoting your business; take the time to create a unique and memorable tag line or slogan.
5) Knowledge Of Your Services Or Products--
You now have your product and your service in which you sell, whether or not you actually use your product or service you sell, it is a wise decision to make sure that your knowledge of your product or service is intimate and well-founded. For instance, if you sell ebooks, then ensure you know the content and the value in which it holds; if you sell software, ensure that you know how it works, "inside and out". In doing so, your reputation will develop as someone who provides quality information about a product or service, and because of this knowledge, you yourself can become a preferred supplier.
However, it may not always be practical to use certain products (as an example, a man may choose to sell wedding dresses), in which case the seller wouldn't be a product or service user, though in saying that, the seller can still have extensive knowledge of the product or services benefits and features.
6) Administration--
It is essential to implement good record keeping practices.
This can include tasks such as consulting a tax adviser who can advise you on the best and most optimal way to set up and store your financial records, as well as which records need to be kept. In addition, your adviser could also recommend record keeping systems which can help you in achieving a more efficient and simpler means of organizing this aspect of your business.
You may also be told advice on the most effective arrangements and set ups for your banking necessities. In doing so, you will most likely be advised to seek out separate bank accounts for your business.
If you use various logins, passwords, and usernames, it would be a wise decision to keep track and store this various information.
The tools and methods in which you track these are varied; from a simple paper notebook to free and commercial software.
7) Protection For Your Computer--
Your computer houses all your important business data, and is also the lifeline of your business dealings. In saying this, it is vital that you protect your computer.
Pieces of software such as virus scanners, personal firewalls, anti-spyware and adware, and even an email scanner, should all be implemented to help with the protection of your computer.
8) Obtaining A Domain Name--
For any home-based, online business, it is more than just essential to have a domain name for your business, it is vital. There are many domain registrar companies out there. Take your pick.
9) Processing Of Your Payments--
Any online business will need to the ability to accept payments. Payment processors such as Paypal, 2Checkout, and Clickbank, all offer multiple ways to accept payment, including the ability to accept credit card payments online.
As an online business just starting out, this is the most effective, efficient, and economical way to get started in accepting online payments. As your business starts to grow and develop, it may be necessary to look into obtaining your own merchant account for transactions.
Also, it may be worth while taking into account other forms of currency online, such as eGold.
10) Email Accounts--
The more professional and trusted your online home business appears, the more likely your customers are going to do business with you. One of the most easiest and simplest ways to do this, is to use an associated email account. After obtaining your own domain, it is possible to create your very own associated email account.
We want you and your business to be successful here at Business Network Long Distance. Contact us today to save money on your long distance bill so that you have more money for the other necessities.
One very important factor in running a business is your attitude towards it. You should treat your business like a business.
This is very important whether you work your business full-time, or part-time. A very close friend of mine, who is also a colleague, is a mother of 4 who works her home business around her family. In this case, she has put her family first, and at the same time, still been able to develop her business.She works part-time, but she has a full-time attitude. To put it another way, if you have a lacking attitude, you'll have a lacking income. However, if you have a business attitude, you'll have a business income.
Keeping your attitude in mind while running your business is one of the first steps to ensuring your success.
Being successful working part-time on your business, or working full-time, is more than achievable. However in saying that, it is highly unlikely that working in your "spare time" will achieve you success.
2) The Environment In Which You Work--
Keeping with the attitude principles discussed above, it is necessary to remember that while you are working from home, you should make sure that you have a space to call your own; your own "business at home" office, free from distractions.
Keep the theme going with a comfortable office chair, and a well laid-out and organized desk. Stationery supplies will also be of assistance, so be sure to include the following in your "home office":
- Pens
- Highlighter
- Hole Punch
- Stapler
- Sticky Tape
- Note Book(s)
- A system which will enable you to easily and efficiently store your physical files and documents.
- Ring Binders
- Manila Folders
Do you have a fast internet connection? If not, consider the use of a broadband internet connection. Anything you do will take a certain amount of time, and your time is a very valuable asset. Faster internet means you will have more time for other things.
3) Schedule--
Dividing up your spare time between your business, your family, or your "significant others" will require a carefully planned schedule. Just like office hours in which you would work, when you allocate time for work, make sure that you work during this time. Equally important is to make sure you have time for other commitments - time with your family, exercising, education, and leisure time are all equally important factors in your life. Its also a good idea to keep in mind why you are doing what you are doing. For example, if you are starting your home business to spend more time with your family, you don't want your work time consuming valuable family time.
With a home business, the only "boss" you have is yourself and your schedule. Lets say for instance that you are working during your allocated work time, and you have unexpected visitors, or people calling you. You have to make a choice; are you really committed to running your own business? Are you committed to business success? Your choices in these types of situations will govern whether or not you have a "business attitude", or a "hobby attitude".
However, you may need to adjust the way you make your choices. This is especially true in a family environment. In this instance, it may be necessary to discuss with your partner and/or children an agreed period of time which is classed as business time, in which you will not be interrupted. It may also help to print or write down this schedule and place it somewhere prominent so as to inform all family members of your work schedule.
4) Describing Your Business--
Make sure that when asked about your business, you are able to describe it concisely; a strong and powerful one or two sentence about your business that someone can repeat easily about describing your business to others. A company slogan or "tag line" can also be invaluable for promoting your business; take the time to create a unique and memorable tag line or slogan.
5) Knowledge Of Your Services Or Products--
You now have your product and your service in which you sell, whether or not you actually use your product or service you sell, it is a wise decision to make sure that your knowledge of your product or service is intimate and well-founded. For instance, if you sell ebooks, then ensure you know the content and the value in which it holds; if you sell software, ensure that you know how it works, "inside and out". In doing so, your reputation will develop as someone who provides quality information about a product or service, and because of this knowledge, you yourself can become a preferred supplier.
However, it may not always be practical to use certain products (as an example, a man may choose to sell wedding dresses), in which case the seller wouldn't be a product or service user, though in saying that, the seller can still have extensive knowledge of the product or services benefits and features.
6) Administration--
It is essential to implement good record keeping practices.
This can include tasks such as consulting a tax adviser who can advise you on the best and most optimal way to set up and store your financial records, as well as which records need to be kept. In addition, your adviser could also recommend record keeping systems which can help you in achieving a more efficient and simpler means of organizing this aspect of your business.
You may also be told advice on the most effective arrangements and set ups for your banking necessities. In doing so, you will most likely be advised to seek out separate bank accounts for your business.
If you use various logins, passwords, and usernames, it would be a wise decision to keep track and store this various information.
The tools and methods in which you track these are varied; from a simple paper notebook to free and commercial software.
7) Protection For Your Computer--
Your computer houses all your important business data, and is also the lifeline of your business dealings. In saying this, it is vital that you protect your computer.
Pieces of software such as virus scanners, personal firewalls, anti-spyware and adware, and even an email scanner, should all be implemented to help with the protection of your computer.
8) Obtaining A Domain Name--
For any home-based, online business, it is more than just essential to have a domain name for your business, it is vital. There are many domain registrar companies out there. Take your pick.
9) Processing Of Your Payments--
Any online business will need to the ability to accept payments. Payment processors such as Paypal, 2Checkout, and Clickbank, all offer multiple ways to accept payment, including the ability to accept credit card payments online.
As an online business just starting out, this is the most effective, efficient, and economical way to get started in accepting online payments. As your business starts to grow and develop, it may be necessary to look into obtaining your own merchant account for transactions.
Also, it may be worth while taking into account other forms of currency online, such as eGold.
10) Email Accounts--
The more professional and trusted your online home business appears, the more likely your customers are going to do business with you. One of the most easiest and simplest ways to do this, is to use an associated email account. After obtaining your own domain, it is possible to create your very own associated email account.
We want you and your business to be successful here at Business Network Long Distance. Contact us today to save money on your long distance bill so that you have more money for the other necessities.
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Thursday, November 21, 2013
Before you Cut off the Landline...
Depend on the landline and depend on Business Network Long Distance for quality long distance.
Wednesday, November 20, 2013
Insurance You Can Count On!
In the United States we love our insurance policies. We
insure just about everything. We insure our homes, our cars, health,
recreational equipment, the things in our homes and cars too. We insure our
business, the people who work for our business, the things we use at our
business and possibly the customers who use our business.
Well how do you like that? That sure sounds nice and cozy
doesn’t it? Insurance helps us to keep our peace of mind. That if things should
not go the way we hope, should some kind of tragedy strike, we will not have to
suffer too great of a loss.
We seem to have a plan for almost every situation these
days, but what about your communication needs.
You have a cell phone and insurance on your cell phone, but do you have
a backup plan? Isn’t that what insurance
is really all about? Having something in
case the first thing falls through or gets broken. Your cell phone if lost or stolen leaves you
with no way to contact people or activate your insurance.
Enter…Landline. The
landline is your insurance line for communication needs. Not only that but it also provides extra reliability
with contacting 911, giving you another form of insurance. Your business depends on communication, are
you prepared for any situation?
Of the two hundred and seventy million 911 calls made in the
United States each year, the response time to the individual location is based
on knowing the exact address. If your
home or business does not have a landline telephone in it, the call made for
help may take a significantly longer amount of time to arrive.
You see the 911 operators are only able to respond with the
type of pinpoint accuracy you really need in an emergency situation when the
call is made from a landline telephone. This is possible because when a 911
call goes out from a landline telephone, the dispatcher is given the exact
location the call has been made from as soon as the call is placed. This is
done automatically as the call has been made from a fixed location.
Now that is an insurance
policy you can count on when you need it!
A plan that has no “may be” to it. Sure a cell phone call signal can be
traced by pinging the signal off a series of towers. But that can take time. Time
you and your business or customers may not have. The inaccuracy from a cell phone can be a
real problem if the call is made from a cell phone within a public space. Don’t leave the safety of your home or
business left in the hands of your cell phone. You don’t have to settle for
less.
This great low cost insurance that you can have to safeguard
your home or business is found only in landline telephone and is
irreplaceable. To learn how affordable
the great policy can be for you. Contact Business Network Long Distance to save
money on your long distance bill!
Friday, November 15, 2013
The Real Cost of Cellphones
The rage of social media --- texting, Facebook, on-line
shopping, on-line banking and bill paying has cost employers millions of
dollars in paid out wages to employees playing on the job. Profits are lost due
to a decrease in productivity. In addition to paying current wages, employers
have been forced to hire specialist to track employee quality and quantity of
work, as well as, invest in Spyware to make sure that the time employees spend
on-line is for business purposes.
In analyzing
how much employee cell phone usage cost an employer. An example of 10 employees
who earn $15 an hour that check their cell phones for 3 minutes every other
hour on an 8-hour shift. (3 minutes multiplied by 4 times a day= 12 minutes).
Those 10 employees multiplied by 12 minutes daily= 120 minutes total then
multiplied by 5 days a week= 600 minutes or 10 hours, which equals $150 dollars
a week. Yearly the cumulative cost for those 10 employees checking and
responding to email and Facebook for one year is a staggering $7,800 dollars in
lost wages and 520 hours in lost productivity. Believe it or not the above
example of an employee using only 12 minutes a day used for social media is
extremely conservative.
What do you
think your employees are doing on their phones?
Don’t let that be a company expense.
Cell phones in the work place are a major distraction for employees,
which create not only losses in payroll and productivity, but also create an
unsafe work environment as well. Cell phones are hurting both large and small
companies. In order to put money back into your company start by saving money
on your business landlines by choosing Business Network Long Distance as an
alternative long-distance provider.
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Thursday, November 14, 2013
The Landline Investment
Contact Business Network Long Distance to save money on your long distance bill today!
Tuesday, November 12, 2013
Keep Your Business Safe
Tips to keep your business safe:
- Create a formal written Internet security policy for employees.
- Create a formal written policy for social media use on work hours.
- Provide internet safety training.
Assess the Risk:
- Monitor the accounts of all employees, be aware of your assets and the defenses to protect these.
Consider the Following:
- What information do you collect from customers?
- How do you store the information you collect?
- Who has access to customer information?
- How do you protect the information?
Monitor Threats:
- SPAM
- PHISHING
- VIRUSES
- SPYWARE
Security Plan:
- Prevention - Create a plan for all employees to follow that identifies the risks associated with attacks and the solutions to avoid them.
- Resolution - In the event of a breach of a security, what will the plan be for resolving the issue.
- Restitution - Be prepared to address customers and secure future trust.
Simple Steps:
- Make sure all of your information is securely backed up!
- Change passwords often.
- Educate employees on safety procedures.
- Know what is important to protect.
This Business Safety Message brought to you by: Business Network Long Distance, your trusted business partner.
Monday, November 11, 2013
Your Professional Business Line
When it comes to the landline
service it is not only important to residents it is important to businesses. Businesses depend on customers so customers
need to have a reliable way to reach the business. A landline provides dependability and
credibility. A successful business
should be seen as professional and the landline helps a customer see
commitment!
The credibility of a landline can
show professionalism. A landline is a
permanent number that is attached to a physical address. This is important to consumers to show the
business is established in the community.
With so many businesses coming and going it can be comforting. Also with so many scams out there today, a
landline shows that the business is established and there to stay. The little effort it takes to maintain a
landline is well worth the customer loyalty that can be gained.
A landline is more professional than
a wireless system for many reasons!
Wireless systems can have issues when there are power outages or weak
signals, this can leave a business without a phone. When a customer calls and they are not able
to reach the business, this can damage their reputation. A landline can still connect during a power
outage and there are no dead zones to concern yourself with.
Last but not least, the landline is
cost-effective for a business. The
landline can have multiple lines to transfer calls and receive calls with. Landlines are cheaper and provide better
quality, a great business decision.
A business should pride itself on
being professional. That is what will
separate itself from many other businesses and a landline will help do just
that. A landline is the way to go for a
business phone. Earn customers loyalty,
trust and business! Keep the credible
and cost effective landline! Keep the landline professional. For more information on how to save money on
long distance service contact Business Network Long Distance!
Monday, November 4, 2013
Top Three Reasons You Need a Landline
A
lot of business owners seem to think landline phones are becoming extinct like
the dinosaurs. The large number buttons, hefty handles and long cords aren’t as
attractive as the small cell phone.
However, before you let your landline go you may want to consider what
the landline does bring to your company.
1.
A Stable Connection - Being able to communicate to others efficiently and
effectively is a key factor in business. Stock trades and other business
transactions happen at the speed of light, and being on a cell phone while
service may become interrupted can have a costly effect. Using a landline will
ensure that a business transaction is handled correctly and securely, without
the dropped call or out of range static.
2.
Reliable and Dependable – As a business owner, you want the ability to
communicate in any storm or emergency.
Overworked or out of commission cell networks and towers have failed in
these situations, but the landline continues to reach emergency services or
other landlines. Without any power, the
landlines still works effectively and does not rely on being charged
regularly. Companies with a landline
have the peace of mind knowing their transactions are safe and secure in these
situations.
3.
Cost – This may be your biggest concern as a business owner, if it is,
the landline is right for you. With cell
phones becoming more advanced, cell phone companies are constantly finding ways
to charge more. Unlimited plans are a
necessity now and cost an arm and a leg.
Businesses are dependent on the profit, where there are possible
savings, grab ahold of them.
These
are the top three reasons a business should choose a landline over a cell
phone. While there are positives and negatives to both services, no cell phone
can offer what a landline does in communication.
Save
money today with Business Network Long Distance.
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